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SSL-Faq

What is SSL? SSL (secure sockets layer), also known as secure server, provides for the encrypted transmission of data across the Internet. SSL will enable a browser to connect to your web site and exchange information such as credit card numbers securely. SSL does not include the ability to process credit card transactions. Although you can securely receive information through SSL, actual processing of a credit card will require a "Merchant Account" from an accredited financial institution.

How do I utilize SSL? To utilize SSL you must obtain a Digital ID. Briefly, a Digital ID, also know as a Digital Certificate, provides a complete security solution, assuring the identity of all parties involved in a transaction. Digital IDs are used much the same way as conventional forms of identification, such as a driver's license or passport, to provide irrefutable evidence of the owner's identity and, in some cases, authority in a given transaction. Additionally, Digital IDs, bind an identity to a pair of electronic keys that are used for encrypting information.

How do I get a Digital ID? Digital IDs are issued by a Certification Authority (CA), which can be any trusted central administration willing to vouch for the identities of those to whom it issues Digital IDs. Innovative Data Transfer, at a customers request, will apply for a Digital ID on behalf of your organization. VeriSign and Thawte are the most recognized and largest Certification Authorities. Please contact support@inovadev.com to start your application process.

How much will it cost? There is no additional Innovative Data charge however the Certification Authority will charge a fee for each Digital ID it issues. VeriSign Digital IDs cost approx. $349 US for the Initial Digital ID. This ID is good for one year from the date issued and subsequent renewals are $249 US. There may be an additional charge if your company is located outside the US or Canada. Thawte Digital IDs cost approx.$125 US for the Initial Digital ID. This ID is good for one year from the date issued and subsequent renewals are approx.$125 US. There may be an additional charge if your company is located outside the US or Canada.

Should I apply for a VeriSign or Thawte Digital ID? Both VeriSign and Thawte are well known vendors of Digital IDs and IDs from either vendor provide the same level of security. Older browsers (in particular Navigator 3.x) may need a quick adjustment before they work correctly with a Thawte certificate. VeriSign Server IDs come with VeriSign's "NetSure Protection Plan" which provides up to $100,000 of protection against economic loss due to theft, impersonation, corruption, or loss of use of an ID.

I have more than one account. Do I need more than one Digital ID? Yes, each account must have a separate certificate.

Will anyone have access to my keys? It is a basic principle of public key technology that the private key is never transmitted to anyone. In particular, your certificate request will contain your public key only. So long as you protect your private key, and provide no one with access to it, your key will remain securely in your hands only. Innovative Data provides this security for your private key.

What do I need to do to accept credit card payments? Contact your local bank. You will need a merchant processing account. The application process for a merchant processing account is normally straightforward. Once you obtain an order, it will be your responsibility to charge the credit card using your merchant processing account.

How do I implement a SSL connection? Once your user account has been setup to use a Digital ID you must use a URL similar to the following : https://secure.inovadev.com/user-id/orderform.html or if you have your own domain: https://www.yourdomain.com/orderform.html The "s" in https:// suggests an SSL related file. If your secure form is calling a cgi script remember you must also reference that script securely.